HORIZON FINANCIAL ADVISORY
Smart Advice. Secure Futures.
At Horizon Financial Advisory, we help you grow your savings with stability and clarity. If you’re looking for predictable returns without market volatility, Corporate Fixed Deposits (FDs) can be a strong option.
With access to multiple issuers, you can compare & select the best FD options from leading NBFCs and financial institutions across India, all in one place.
Corporate Fixed Deposits That Work for Your Goals
Corporate FDs are fixed-income investments offered by companies and NBFCs, often providing higher interest rates than traditional bank FDs.
But higher returns don’t mean you should invest blindly.
At Horizon Financial Advisory, we help you choose the right FD based on returns, safety, tenure, and your financial goals, not just the highest rate.
Latest Corporate FD Interest Rates (Effective 1 Jan 2026)
| Institution | 12 Months | 24 Months | 36 Months | 48 Months | 60 Months | Senior Citizen (Extra) |
|---|---|---|---|---|---|---|
| Shriram | 7.00% | 7.50% | 8.20% | 8.50% | 8.85% | 0.50% |
| PNB HFC | 6.60% | 6.98% | 7.39% | 7.65% | 7.92% | 0.25% |
| ICICI HFC | 6.75% | 6.75% | 6.85% | 6.90% | 7.00% | 0.25% |
| LIC HFC | 6.70% | 6.80% | 6.80% | 6.80% | 6.80% | 0.25% |
| Mahindra | 6.60% | 7.00% | 7.00% | 7.00% | 7.00% | 0.10% |
| Bajaj | 6.60% | 6.75% | 6.95% | 6.95% | 6.95% | 0.35% |
| HDFC Bank | 6.25% | 6.45% | 6.45% | 6.45% | 6.40% | 0.50% |
Rates are indicative and may vary based on market conditions.
Why Consider Corporate Fixed Deposits?
Higher Returns Than Regular FDs
Corporate FDs generally offer better interest rates compared to standard bank deposits, helping your money grow faster.
Flexible Investment Tenures
You can choose tenures ranging from short-term to long-term (up to 5 years), based on your financial goals.
Regular Income Option
Choose non-cumulative plans to receive monthly, quarterly, or yearly payouts.
Compounding Benefits
Opt for cumulative FDs to let your interest grow over time and maximize returns.
Simple & Fast Investment
Easy application process with minimal documentation and quick processing.
What You Should Check Before Investing
Let’s be honest, not all FDs are equal.
Here’s what actually matters:
- Credit rating of the company
- Financial strength and track record
- Interest rate vs risk balance
- Tenure suitability
- Payout structure (cumulative vs non-cumulative)
We help you evaluate all of this before you invest.
Why Choose Horizon Financial Advisory
- Access to multiple FD options across institutions
- Clear, honest advice (no rate chasing blindly)
- Focus on safety + returns, not just returns
- Personalized investment guidance
- Smooth and quick processing
You don’t just invest. You invest with clarity.
How We Help You Choose the Right FD
At Horizon Financial Advisory, we don’t just show rates, we help you make the right decision.
- Compare multiple FD options across companies
- Explain risk vs return clearly
- Recommend options based on your goals
- Help you choose tenure and payout type
- End-to-end support from selection to investment
No confusion. No guesswork.
Who Should Invest in Corporate FDs?
Corporate FDs are suitable for:
- Investors looking for stable returns
- People who want higher interest than bank FDs
- Individuals planning regular income
- Investors who prefer low-to-moderate risk options
- Those diversifying beyond traditional deposits
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Frequently Asked Questions
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